Microinsurance is the policy in cooperation with the government’s active care on disadvantaged groups, providing insurance products in response to providing basic protection in response to specific risks. The characteristics include low coverage, low premium, and simple and easy-to-understand protection content, which offer people with a financial disadvantage with basic death and disability protection, thereby protecting the family from severe financial impact due to accidents.
1-YEAR TERM INSURANCE
1.Meet customer demand through protection by stage.
2.Easy payment and protection for life.
ACCIDENT MICROINSURANCE RIDER
1․Take care of disadvantaged groups and protect qualified insurers with basic accident protection.
2․Simple insurance process and no physical examination required.
3․Affordable premium and light burden.
Those who meet the company's micro-insurance status must first apply for 1-YEAR TERM INSURANCE, and then add this rider at the same time or halfway.
The marketing channel is through the postal simple life insurance salesmen of the company's post offices across the country, reaching the grassroots people, so that economically disadvantaged people in remote rural areas can also apply for this product nearby, so that "economically disadvantaged or specific identities" can obtain more considerate services , and then feel the intention of Chunghwa Post to be enthusiastic about public welfare.