1.Loan through Over the Counter:
The proposer and the insured carry the insurance policy and the national identity card and seal of the relevant person to the branch offices overseeing these loans. In the case of entrusting others to act as an agent, in addition to the above documents, a power of attorney (proposer is unable to visit the counter) or consent form (insured is unable to visit the counter) and the national identity card and seal of the agent shall be presented. If the proposer or the insured is a minor, has become subject to the order of the commencement of guardianship, or is the subject to the order of commencement of assistance, shall present the proving documents from the legal representative, guardian or assistant.

2.Loan through Physical ATM or Internet ATM:
(1)It is necessary to visit the local post offices to deal with the application procedures.
(2)The proposer shall be with the insured and carry the insurance policy, the proposer's postal deposit book (the debit card shall be applied in advance if there is no debit card) and the national identity card and seal of the relevant party. If entrusting others to do so, in addition to the above documents, in accordance with the provisions of the previous Article 1, the provision regulating the agency matter.
(3)The policy loan through the internet ATM is limited to the proposer that is the same as the insured, and if the proposer has legal capacity at least 20 years old, the application can be made.
(4)The loan amount shall be directly transferred to the postal deposit book designated by the proposer and begin to calculate interest.