Profitability
1
  FY2006 FY2005  
Return on Assets(ROA)(%) 0.25 0.28  
Return on Equities(ROE)(%) 11.52 14.17  
Net Profit Margin(%) 2.67 3.52  
 
Notes:1.Return on Assets=Net income before taxes /Average assets。  
       2.Return on Equities = Net income before taxes / Average equities  
       3.Net profit margin=Net income before taxes / Operating revenues。  
       4.Net income means the  accumulation amount from January to this quarter of the year。